You own model risk. But there's no system of record for how your AI actually makes decisions.
Your models are validated. Your governance is documented. But when an examiner asks why a specific loan was approved with a specific exception, you're pulling data from five systems and hoping the Slack thread still exists.
SR 11-7 requires documentation of model decisions. But documentation after the fact isn't documentation. It's reconstruction. And reconstruction has gaps.
Every input, policy evaluation, exception, and approval captured at decision time. Nothing reconstructed. Nothing missing.
Once written, decision records cannot be altered. Cryptographic proof of integrity.
Answer any examiner question in minutes, not weeks. Search by loan, model, policy, approver, or timeframe.
Stop reconstructing. Start recording.